How To Compare Car Insurance
When comparing car insurance quotes online, it's best to compare apples to apples; that is, make sure the quotes you receive are for identical - or at least very similar - policies. automobile insurance policies
Ensure Coverages, Limits and Deductible Amounts are the Same
Higher coverages and limits, as well as lower deductibles, will raise the premium you pay. At the same time, lower coverages and limits and higher deductibles will lower your premium. Be sure, also, that you are comparing the same coverage period, usually a 6-month or 12-month term.
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Use the limits listed on your current policy, or use our Car Insurance Coverage Calculator to select the amounts you’ll use to compare car insurance rates.
Know What Coverage You’re Getting
Auto insurance policies have a number of components. When you compare car insurance it’s a good idea to be familiar with concepts such as:
Liability
Medical payments and personal injury
Uninsured/underinsured motorists
Collision and comprehensive
Learn more about Car Insurance Coverages before comparing car insurance quotes.
Know What Policy Features are Included
When Liberty Mutual provides you with a car insurance quote, we list all coverages and features of the policy so that you know exactly what’s included in your quote, Which items, such as towing or car rental coverage, may have an additional cost? When comparing car insurance, make sure you get the coverage you need as well as the features you want.